Michał Pawlik is a Co-Founder and CEO of SMEO – an independent fin-tech invoice factoring company providing flexible financing services for the small and medium enterprise sector. Before he founded SMEO in Jan 2017, he created Idea Money – the invoice finance business for Getin Holding in 2011, sold for over PLN 170mln three years later. Michal is also the creator of eFaktoring.pl, the first fully online invoice loan service for microenterprises and freelancers in Poland. He is actively committed to the fin-tech industry growth and is an MBA lecturer at Warsaw University of Technology Business School.
