Founder & CEO of Mifundo – data solution which provides cross-border credit information to the banks in EU. Verified & Passportable Financial Identity enables consumers to be trusted by the banks in other countries. Ex-CEO of Bigbank – in 15 years built up an international banking group which operates in 9 countries. He is also socially active, acting as Chairman of Management Board in FinanceEstonia – the largest industry organisation of financial sector in Estonia.