EMEA CTO, Oracle
Alma Jashari
Senior Group Supervisory Affairs and Regulatory Governance Manage, Raiffeisen Bank International
More speakers to be announced.
EMEA CTO, Oracle
Mr. Mariusz Cholewa is a graduate of the University of Gdańsk, the Faculty of Management. In 2005 he obtained his PhD Degree in Economics. He also completed postgraduate studies in Banking and Finance, with the specialisation in Investment Banking, conducted by the London Guidhall University, the Gdańsk Banking Academy and the University of Gdańsk.
In the years 1993-1998 he cooperated with the Gdańsk Banking Academy, as a Management Board member, participating at the same time in the research on the financial restructuring of enterprises and banks pursued by the Gdańsk Institute of Market Economics. In the years 1995-2003 he was an associate professor at the Faculty of Management at the University of Gdańsk.
In the period of 2007-2010 he was the CEO of Bank Rozwoju Cukrownictwa S.A. In 1998 Mariusz Cholewa joined Bank Handlowy w Warszawie S.A. (Citi Handlowy), where he held a number of managerial positions, and till April 2013 he was the Director of the Strategy Department. He was a member of supervisory boards of many companies for e.g.: banks, investment and insurance companies including public granted companies. In the years 2012-2013 he was a member of Biuro Informacji Kredytowej S.A. Supervisory Board.
He has been the President of the BIK Management Board since June 2013. He is also the President of the Supervisory Board of BIG InfoMonitor S.A. – Economic Information Bureau.
Since May 2020 he has been the President of the Management Board of ACCIS, the voice of organisations responsibly managing data to assess the financial credibility of consumers and businesses.
Dr Orkun Deniz graduated from Boğaziçi University, Department of Computer Engineering in 1995. He continued his academic studies at Yeditepe University, first receiving his MBA and later his doctorate degree in Management and Organization. He started his professional career at Akbank as a Software Developer in the IT Department. He was among the founding team of Kredi Kayıt Bürosu, which he joined in 1997, and he played an active role during the launch of Türkiye’s first credit bureau system. He continued his career at Fortis Bank, serving as Director in charge of System Development, Reporting, Loan Policies, and Rating in the Corporate Loans Department. He held several roles during the transformation process of KKB, which he rejoined in early2011.Primarily, Mr. Deniz ensured the expansion of the product portfolio of KKB by developing new products and services as the Manager of Project and Process Management. Later, he directed all relations with the financial sector as the Manager of the Banks and Financial Institutions Unit.
Throughout his career at KKB, Mr. Deniz has provided consulting support for the attempts of many countries to establish credit bureaus.
Since September 2016, Mr.Deniz has served as the Assistant General Manager in charge of the Banks Association of Türkiye Risk Center operations.
President of ANBC – National Association of Credit Bureaux and INDC – National Institute for the Democratisation of Credit and representative of Latin America in the World Bank Credit Committee.
Executive with a solid track record in conducting business. His multicultural experience includes four years of activity in the United States and several jobs across Latin America, North America, Europe and Asia. For more than 15 years he has held high-level positions in American and European organisations. He currently represents Brazil in credit organisations accross the world (Alacred, ACCIS and BIIA).
Certified Counsellor and Member of IBGC, graduated in Engineering from University of São Paulo (USP), Post-graduate in Business Administration from the Getúlio Vargas Foundation (FGV), Specialised in E-leadership and ESG from the Catholic University of Pernambuco and Master from the Kellogg Business School-NWU.
Fabrizio is an experienced financial executive with a distinguished career spanning over three decades in global credit reporting and risk management. He most recently served as Principal Operations Officer for Financial Infrastructure – Global Credit Reporting at the World Bank Group, where he retired in 2023. During his tenure, Fabrizio oversaw operations in more than 30 jurisdictions across Europe, Central Asia, Asia, and Africa, and was responsible for credit reporting in Eastern Europe and Central Asia, supporting private sectors, Central Banks and regulators in shaping credit reporting infrastructure.
Earlier in his career, Fabrizio began at TRANS UNION Corporation in Chicago, IL, in the International Division working for establishing the first Credit Bureau in Mexico. He later advanced as Director for Southern Europe, spearheading expansion efforts in Spain and Italy.
In 1998, he joined CRIF Spa, the leading European Credit Bureau, as Director of Strategic Planning and International Operations. Over the years, Fabrizio held several key positions within the Group, including General Manager of the Insurance Bureau in the United Kingdom and Managing Director of Credit Bureaus in the Czech Republic, Russia, Slovakia, and Poland. He also led various risk management service companies specializing in decision software, analytics, consultancy, and collection services across the UK, Austria, Mexico, Poland, Germany, the USA, and China.
Fabrizio has served on the boards of multiple international operations, including roles as Chairman of the Board at CCB in Prague, SCB Credit Bureau in Bratislava, and as a board member at NBCH (National Bureau of Credit History) in Moscow, Magnum Communication in Atlanta, and HuaXIa C. in Beijing.
Currently, he is the General Director at ACCIS, the European Association of Consumer Credit Information Providers.
AI Transformation, Data & Artificial Intelligence Division, Intesa Sanpaolo
Chief Policy & Legal Adviser, Eurofinas
CEO & Co-Founder, CienDos
Elena Koneva is an experienced manager of FICO’s International Scoring and Credit Bureaus businesses in 16 markets including Russia, CIS, Middle East, Northern Africa and Europe for the last 12 years. After receiving a degree in law (PhD, specific in intellectual property), Elena worked for 7 years with a leading credit bureau from the day 1 of its operations. During that time, she also participated in credit sector regulations drafting and national discussions for the banking sector in Russia. In addition to Law degree, Elena graduated Higher School of Economy as Stock market and investment specialist.
Chief Legal Officer in BIK. Fully licensed legal counsel with over 20 years of experience in financial services. Started her career in White&Case law firm, then after a couple of years joined Citi. Advised on a wide range of matters, including corporate governance, IT projects, data protection, both institutional and consumer banking. In BIK since 2021, she covers the whole legal and regulatory area – legal, compliance (including set up of ESG reporting by BIK), data protection and corporate secretary. The Warsaw Law School graduate, completed the extensive training programs in EU and US laws (University of Cambridge, University of Florida). Passionate about inclusive leadership.
Biography coming soon.
Partner, Climate Change & Sustainability Services, EY Austria
Senior Counsel, TransUnion
Natalia has joint CRIF in 2006 as a Regional Market Manager for Russia and CIS countries. Starting from 2012 Natalia was managing Special projects and is a Director of Transformation Services and CRIF Credit solutions in DACH markets and is based in Vienna.
Since 2020 Natalia has taken at CRIF a new Role of Global Open Innovation and Ecosystem lead. InnovEcoS, created and managed by Natalia, is CRIF Global Innovation Hub, Accelerating CRIF positioning as a Fintech and Fintech enabler , committed to discover promising business models and attractive partnerships for boosting business through research, experimentation, new collaborations and the continuous engagement of CRIF people.
Prior to joining CRIF, Natalia was occupying Product development and Management positions in leading Russian financial organizations within retail, mortgage and Medium-size enterprises and Micro Credit such as ZAO “Raiffeisenbank Austria”, DeltaCredit bank, The US-Russia Investment fund in Moscow, Baltiyskiy bank in St.Petersburg.
Natalia is a graduate of St.Petersburg state university, Economic department and CMA certificated.
Martin Smedberg was appointed Group Head of Regulatory Strategy at Enento Group in February 2024. Before that, he served as General Counsel at Enento and UC-Group during 14 years. In the Nordics the Enento brands Asiakastieto, UC, allabolag and Proff are widely known.
Prior to joining Enento, he worked as a lawyer (Sw. Advokat) at law firms in Stockholm and served as a civil court notary at the District Court. Mr. Smedberg holds a Master of Laws from The School of Economics at the University of Gothenburg and a Master of European Law from the University of Stockholm.
Institutional & Regulatory Affairs Coordinator, FEBIS
Craig joined Equifax in 2011, with an extensive background in the credit reference industry, he has deep market knowledge and strong commercial and customer focus. Craig is responsible for leading the strategy, product, marketing and consultancy functions.
Kiki D. Tsourou is a GDPR expert. She is an attorney at law admitted to the Supreme Court and an Accredited Civil & Commercial Mediator by the Accreditation Committee of the Greek Ministry of Justice (Law 3898/2010). She is a member / representative of the Hellenic Bank Association at the Organisation for the Promotion of Alternative Dispute Resolution Methods (OPEMED).
She holds an LLM on both Civil and Labor law and an LLB degree from the Law School of the University of Athens. She has also studied European Law at the University of Groningen (The Netherlands) and Consumer Law at the University of Tubingen (Germany). She is a founding partner of «CHRISTOS D. PSARRAKIS & Associates Law Firm» and has been practicing law since 1999.
She has long experience in Data protection, banking and employment, and is an accredited GDPR expert/DPO executive by TUV Austria. She attends legal seminars and conferences and is a trainer for bank employees on personal data protection issues.
Kiki has been an in house legal counsel/personal data advisor at Bank Information Systems SA (TIRESIAS SA) since Feb. 2003. In January 2019 became its deputy DPO. Since February 2020 she has been appointed as the organization’s DPO.
By working in a corporate/banking environment Kiki has the ability to come in contact with every day legal issues and practical matters, deal with great number of contract making and negotiations, manage legal risk and resolve crisis.
Urte is responsible for the coordination of the international public affairs activities and engagements within associations of SCHUFA Holding AG. SCHUFA is Germany’s leading solution provider of credit and information services for consumers and businesses. Urte has worked within international networks and has been consulting SME on EU funding schemes.
Vienna-born Gerhard Wagner was appointed as the new Managing Director of KSV1870 Information GmbH on April 1, 2018. Wagner is responsible for the strategic direction of KSV1870 business areas, including corporate and private information, and leads the company through digital transformation in coordination with the KSV1870 Holding Board.
Wagner joined KSV1870 in 1990 in marketing and sales before being appointed Head of Foreign Services two years later, overseeing projects in Germany, Italy, Poland, and Armenia. From 1993, Wagner took on various roles within the KSV1870 Group as a product manager and project leader. In 2002, Wagner assumed responsibility for the Private Information department, and in 2006, he took over as the head of the Customer Care Center at KSV1870. Since 2008, Wagner has has been responsible for the economic and private databases of the company.
Additionally, Wagner has been a representative of the KSV1870 Group at ACCIS since 2018. He is an active a speaker on topics such as debt prevention and risk assessment.