Ricardo-Josè Vybiral
CEO of KSV1870
Ricardo-Josè Vybiral
CEO of KSV1870
Supported by:
CEO of KSV1870
CEO of KSV1870
CEO BIK and ACCIS President
CEO BIK and ACCIS President
Director General, ACCIS
Director General, ACCIS
Chief Economist KPMG Austria
Chief Economist KPMG Austria
EU Regulation 2016/679 – the GDPR – is 10 this year. A decade on, this panel takes the GDPR as its base, looks at the Digital Omnibus and Digital Fitness Check, zoning in on the proposed changes to the GDPR, and also inspects recent Court Cases concerning the crossover between data protection and credit scoring, which will form the background to a discussion between panellists on the governance, risk and compliance impacts of these changes.
LL.M., founder of Knyrim Trieb Rechtsanwalte
LL.M., founder of Knyrim Trieb Rechtsanwalte
Secretary General of Austrian Leasing Companies (VÖL)
Secretary General of Austrian Leasing Companies (VÖL)
Chief Policy Officer, ACCIS
Chief Policy Officer, ACCIS
This session will explore the practical ongoing use cases among credit information suppliers of AI; specifically, how AI when integrated into tools and practices has achieved efficiency gains. The session will also explore the challenges that have been overcome in implementation, as well as insights on ways forward.
Senior Director of Synesgy, CRIF
Senior Director of Synesgy, CRIF
Creditinfo
Creditinfo
MD KKB and ACCIS Board Director
MD KKB and ACCIS Board Director
Banca d’Italia’s In-house Credit Assessment System (ICAS) for Italian non-financial corporations, used in the Eurosystem’s collateral framework for monetary policy implementation, consists of a statistical model (S-ICAS) and of the analysts’ evaluation. The presentation focus on comparison performance of S-ICAS with that of artificial intelligence, specifically of machine learning (ML) and deep learning models.
Banca d’Italia
Banca d’Italia
Chief Strategy & Innovation Officer, Equifax
Chief Strategy & Innovation Officer, Equifax
Deputy Director at Ukrainian bureau of credit histories
Deputy Director at Ukrainian bureau of credit histories
Director General, ACCIS
Director General, ACCIS
GM KSV and ACCIS Board Director
GM KSV and ACCIS Board Director
Director General, ACCIS
Director General, ACCIS
Head of Sustainability and Open Banking Product Manager, Equifax
Head of Sustainability and Open Banking Product Manager, Equifax
The regulatory landscape governing data collection, storage and use is shifting faster than many organisations anticipated, with the GDPR under review in the Digital Omnibus. This session will examine the most consequential policy developments underway, and what they mean in practical terms for how credit information businesses operate and compete.
CIPP/E, CIPM, Head of Legal KSV1870
CIPP/E, CIPM, Head of Legal KSV1870
Data Protection Officer, Tiresias
Data Protection Officer, Tiresias
How transaction scoring can unlock new lending opportunities within three critical areas: thin-file populations where traditional credit histories provide limited insights, deposit portfolio cross-sell strategies where years of customer banking behavior remain underutilized, and SME credit assessment where personal and business financial behaviors intersect.
Sr Director Scores Credit Bureau Alliances, FICO
Sr Director Scores Credit Bureau Alliances, FICO
The EU AI Act, despite having recently entered into force, has already been subject to revision under the broader simplification agenda. This session will provide an overview of the current regulatory landscape, examine the compliance obligations firms are actively preparing for, and offer a forum for participants to share how they are developing governance frameworks.
Legal Counsel, KSV1870
Legal Counsel, KSV1870
Head of Regulatory Management, SCHUFA
Head of Regulatory Management, SCHUFA
Analytics Director, Equifax
Analytics Director, Equifax
Director of Strategy Analytics, Equifax
Director of Strategy Analytics, Equifax
The revised Consumer Credit Directive represents one of the most substantial changes to consumer lending regulation in over a decade. This session places the Directive in the context of the broader financial services legislative agenda — examining how it intersects with data protection frameworks, open finance developments, and evolving conduct expectations.
Operations Officer, IFC
Operations Officer, IFC
Group Head of Regulatory Strategy, Enento
Group Head of Regulatory Strategy, Enento
VP of Data & AI, Colendi
VP of Data & AI, Colendi
VP of Data & AI, Colendi
VP of Data & AI, Colendi
Leading Expert Identity & Fraud Prevention, SCHUFA
Leading Expert Identity & Fraud Prevention, SCHUFA
In a volatile global economy, credit information services are the backbone of financial stability. This panel examines the critical intersection of technology and ethics. How are leaders scaling AI-driven solutions without sacrificing human-centric trust? We’ll address the escalating threats in a borderless digital landscape.
Professor of Finance and Economics at the Erasmus School of Economics, Erasmus University Rotterdam
Professor of Finance and Economics at the Erasmus School of Economics, Erasmus University Rotterdam
Equifax and ACCIS Board Director
Equifax and ACCIS Board Director
This setting the stage presentation will provide the
essential context for our CEO panel discussion. Gain expert insights
into the evolving market trends, challenges and disruptions, as well
as the emerging opportunities.
Expert Associate Partner, McKinsey
Expert Associate Partner, McKinsey
Industry CEOs will discuss the most critical issues facing credit
referencing services today. How is the industry powering data driven
solutions? What are the new trends in the market? What are the
best opportunities? And the threats? How does our industry
generate trust?
Director General, ACCIS
Director General, ACCIS